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IMPORTANT INFORMATION
Privacy Protection Policy
At Peoples Federal Savings Bank, protecting the privacy and confidentiality of your personal information is important to our employees and to us. We value your business and the trust you put in Peoples Federal. To offer you the financial products and services you seek, we collect, maintain and use information about you on a routine basis. To help you better understand how your personal information is protected here at Peoples Federal, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or became an inactive customer, we will continue to adhere to the policies and practices described in this notice.
Information we collect:
As a trusted financial institution, we collect, retain and use nonpublic personal information about individual customers to provide products and services to our customers. We may collect nonpublic personal information about you from such sources as:
• Applications or other forms;
• Information about your transactions with us, such as account balance and payment history; and
• Information we receive from a consumer-reporting agency.
Information we share:
We may disclose nonpublic personal information about you to affiliated businesses related to us by common ownership or control, and other nonaffiliated third parties under limited circumstances, such as those parties that we utilize to affect transactions on your behalf. Any nonpublic personal information shared is conducted in strict adherence to applicable law. Such nonpublic personal information includes:
• Information we receive from you on an application or other forms, such as your name, address, social security number, assets, and income;
• Information about your transactions with us, our affiliates, and others, such as your account balance and payment history; and
• Information we receive from a consumer-reporting agency, such as information relating to your creditworthiness and credit history.
Who receives information and why:
We do not disclose any nonpublic personal information about our customers, or former customers to anyone, except as permitted by law. We may exchange such information with our affiliated and certain nonaffiliated third parties (under limited circumstances) to the extent permissible under law to service your account, offer products or services we believe you may find valuable, report to credit bureaus, manage risk, and to perform other financial services-related activities.
Service Providers/Joint Marketing Partners:
To provide our customers with products or services that we believe may meet their financial needs, we may exchange limited nonpublic personal information (described under the “information we share” section of this statement) about you to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
How we protect your information:
We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Peoples Federal maintains strict procedures and policies that comply with federal standards to safeguard your privacy. We restrict employee access to customer information to only those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard nonpublic personal information. Additionally each nonaffiliated third party with whom we share information has a responsibility to ensure that they do not disclose any information shared except to carry out the purposes for which the information was disclosed.
Maintenance of account information:
We continually strive to maintain complete and accurate information about you and your accounts. If you believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies as soon as possible.
How you can protect yourself:
Please consider the following to guide you in securing your own personal financial information
• Never reveal your Social Security number to anyone over the phone unless you have initiated the call or transaction;
• Safeguard bank statements, ATM receipts, and other financial documentation;
• Periodically obtain and review your credit report to ensure that all entries on the report are correct and previous disputes have been resolved; and
• Review monthly statements for unauthorized activity.
For more information...
Please contact us if you have any questions about our products or services. You can use our information request form, or give us a call at (617) 254-0707. We're here to help you - plain and simple.