Checking Services

If you’re paying for your checking account, then it’s time to check us out. We offer the best checking values around:

Free Checking for Life Guaranteed!

Say good-bye to checking fees with our Free Checking for Life Account. Save money with no minimum balance requirements, no monthly service charge fees and no per check fees.

To take advantage of ATMs around the state or across the country with no “foreign” ATM fees, simply open our FREE Checking for Life Account! (Sorry, we are not responsible for ATM “surcharges” that may be imposed by other financial institutions.)

Interest-Earning Checking

Our NOW Checking Account not only saves you money, it also earns interest. Arrange for direct deposit to your account – or maintain a low minimum balance – and you won’t pay a monthly service charge. Don’t worry if you can’t maintain the minimum balance – just $3 covers an unlimited number of checks each month.

Account holders 18 years of age or younger, or 62 years of age or over are eligible to have certain minimum balance requirements and fees/charges waived. Please contact us if you are in one of these groups.

Deposit Insurance

At Peoples Federal Savings Bank the first $250,000 per depositor is insured by the Federal Deposit Insurance Corporation (FDIC). Click here to find out more.

Convenience Services

We make managing your accounts easy with a range of convenience services. Choose the ones that are right for you:
Use your PeoplesCash MasterMoney™ and ATM Card to make purchases at restaurants, retail stores, supermarkets and gas stations – wherever Debit MasterCard is accepted. Your MasterMoney Card works just like a check – the amount of each purchase made is automatically deducted from your checking account – so you enjoy credit card convenience without the credit card interest. And, it is also your ATM card! Click here to download an application.

Peoples MasterMoney application can be viewed with Adobe Acrobat Reader. Download your FREE copy today!


Look for these symbols to avoid ATM surcharges.
Whether you’re on vacation or away on business, you can find an ATM that won’t add a surcharge to each of your transactions by visiting the SUM ATM web site or the MoneyPass web site.


With Telephone Banking, your accounts are just a phone call away – 24 hours a day, seven days a week. Whether you’re at home or on the road, Phone Banking lets you check account balances, transfer money, find out current loan rate information and more! Phone Banking is convenient and easy to use. Simply call 888-254-PFSB and follow the prompts.

Bring the bank to your desktop with Online Banking. Take care of all your banking – pay bills, transfer funds, check account balances – the choice is yours Click here for information.

Our customers can order checks online through Harland. It’s easy and secure. Click here to get started.

Overdraft Options

Avoid bounced checks with Overdraft Protection – a line of credit attached to your checking account that will protect you from “bounced check” fees. You can also choose to have funds transferred automatically from your Statement Savings Account.

For more information, please contact us if you have any questions about our products or services. You can use our information request form, or give us a call at (617) 254-0707.